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Another thing I’ve noticed is that often for many people, bad credit is the result of circumstances above their control. By way of example they may have been saddled through an illness and because of this they have higher bills going to collections. It would be due to a work loss or maybe the inability to go to work. Sometimes divorce or separation can really send the financial situation in the wrong direction. Many thanks for sharing your notions on this site.
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I tried to submit a comment earlier, although it has not shown up. I will remember this.